Legal Disclaimer

SellerFinancePro is a listings marketplace only. We are not a real estate broker, mortgage lender, loan servicer, law firm, or financial advisor, and nothing on this site is legal, tax, or financial advice.

Seller (owner) financing arrangements — including wraparound mortgages, land contracts, lease-options, and owner-carry notes — are subject to federal and state law, including the Dodd-Frank Act and the SAFE Act, which limit how many properties an individual may seller-finance per year without becoming a licensed loan originator, and impose requirements such as ability-to-repay determinations, restrictions on adjustable rates, and a ban on prepayment penalties for certain transactions.

Buyers and owners are solely responsible for structuring any transaction lawfully and are strongly encouraged to consult a real estate attorney, tax professional, and/or licensed mortgage loan originator before entering into any seller-financing agreement. SellerFinancePro does not draft, review, or guarantee the legality of any transaction documents, and does not verify that any listing or owner complies with applicable financing laws.

By using this site you agree that any transaction you enter into with another user is solely between you and that user, and that SellerFinancePro is not a party to, and bears no liability for, that transaction.